provider plaid POST /cra/monitoring_insights/subscribe
@utdk/plaid /cra/monitoring_insights/subscribe
Subscribe to Monitoring Insights
This endpoint allows you to subscribe to insights for a user's linked CRA Item, which are updated between one and four times per day (best-effort). In the current Cash Flow Updates beta experience, only one Item per user may be subscribed for monitoring updates.

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Authentication
Configure credentials for The Plaid API
Gateway
The gateway proxies requests and injects credentials server-side. Configure credentials above, then enter your gateway URL.

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cramonitoringinsightssubscribe
POST/cra/monitoring_insights/subscribe
This endpoint allows you to subscribe to insights for a user's linked CRA Item, which are updated between one and four times per day (best-effort). In the current Cash Flow Updates beta experience, only one Item per user may be subscribed for monitoring updates.

Input

Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.

Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.

A unique user identifier, created by `/user/create`. Integrations that began using `/user/create` after December 10, 2025 use this field to identify a user instead of the `user_token`. For more details, see [new user APIs](https://plaid.com/docs/api/users/user-apis).

The item ID to subscribe for Cash Flow Updates.

required

URL to which Plaid will send Cash Flow Updates webhooks, for example when the requested Cash Flow Updates report is ready.

Income categories to include in Cash Flow Updates. If empty or `null`, this field will default to including all possible categories.

The user token associated with the User data is being requested for. This field is used only by customers with pre-existing integrations that already use the `user_token` field. All other customers should use the `user_id` instead. For more details, see [New User APIs](https://plaid.com/docs/api/users/user-apis).

Enter a gateway URL above to enable sending.

Code snippet
Updates live as you fill in the form above.

TypeScript

import plaid from '@utdk/plaid';

await plaid.cramonitoringinsightssubscribe()