provider plaid POST /cra/monitoring_insights/get
@utdk/plaid /cra/monitoring_insights/get
Retrieve a Monitoring Insights Report
This endpoint allows you to retrieve a Cash Flow Updates report by passing in the `user_id` referred to in the webhook you received.

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Authentication
Configure credentials for The Plaid API
cramonitoringinsightsget
POST/cra/monitoring_insights/get
This endpoint allows you to retrieve a Cash Flow Updates report by passing in the `user_id` referred to in the webhook you received.

Input

Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.

Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.

A unique user identifier, created by `/user/create`. Integrations that began using `/user/create` after December 10, 2025 use this field to identify a user instead of the `user_token`. For more details, see [new user APIs](https://plaid.com/docs/api/users/user-apis).

required

Describes the reason you are generating a Consumer Report for this user. `ACCOUNT_REVIEW_CREDIT`: In connection with a consumer credit transaction for the review or collection of an account pursuant to FCRA Section 604(a)(3)(A). `WRITTEN_INSTRUCTION_OTHER`: In accordance with the written instructions of the consumer pursuant to FCRA Section 604(a)(2), such as when an individual agrees to act as a guarantor or assumes personal liability for a consumer, business, or commercial loan.

The user token associated with the User data is being requested for. This field is used only by customers with pre-existing integrations that already use the `user_token` field. All other customers should use the `user_id` instead. For more details, see [New User APIs](https://plaid.com/docs/api/users/user-apis).

Configure credentials above to enable sending.

Code snippet
Updates live as you fill in the form above.

TypeScript

import plaid from '@utdk/plaid';

await plaid.cramonitoringinsightsget()